You can deposit paper checks as if they were electronic funds, accept checks over the phone or online, and directly debit customer accounts— instantly and from the computer.
Your USAePay account should be set up for check processing, ask your Merchant Service Provider for details.
To process electronic check transactions through APIs, you should send to the gateway following variables. Names of the fields can vary by the API you want to use:
|Electronic Check Transactions|
|routing||Bank routing number. Required for check transactions.|
|account||Bank account number. Required for check transactions.|
|dlnum||Driver's License Number. Required for check transactions if not using SSN.|
|dlstate||Driver's License Issuing State. Required for check transactions if not using SSN.|
|checknum||The checknumber. (optional)|
|checkimage_front||JPG image of front side of check. (optional). Use raw image data, do not encode using base64|
|checkimage_back||JPG image of back side of check. (optional)|
|auxonus||Aux On US for check 21|
|epccode||EPC Code for check 21|