Run a check credit transaction.

This method runs a check Credit transaction in order to refund all or part of a previous Sale, or issue an open credit to a customer's check or savings account. This method uses ACH to send money to a customer.

If this method is used to reverse or refund an electronic check transaction, please be aware that both the original transaction and the refund will appear as separate transactions on the customer's bank account statement. To reverse a sale without creating a new transaction, you must use the voidTransaction method. Please see the description of the voidTransaction method for more details on how to determine which of these methods is most appropriate.

See also runCheckSale, runTransaction, runQuickSale, voidTransaction, refundTransaction

TransactionResponse runCheckCredit ( ueSecurityToken Token, TransactionRequestObject Params )

For directions on how to set up the WSDL link, create “$token” and “$client”, go to SOAP PHP How-to.

<?php
 
try {
 
  $Request=array(
    'AccountHolder' => 'Tester Jones',
    'Details' => array(
      'Description' => 'Example Transaction',
      'Amount' => '4.99',
      'Invoice' => '44539'
      ),
    'CheckData' => array(
      'CheckNumber' => '1234',
      'Routing' => '123456789',
      'Account' => '11111111',
      'AccountType' => 'Savings',
      'DriversLicense' => '34521343',
      'DriversLicenseState' => 'CA',
      'RecordType' => 'PPD'
      )
    );
 
  $res=$client->runCheckCredit($token, $Request);
 
}  
 
catch (SoapFault $e)  {
  echo $client->__getLastRequest();
  echo $client->__getLastResponse();
  die("runCheckCredit failed :" .$e->getMessage());
  }
 
?> 

This example uses the USAePay Java library. For directions on how to install the library and create the token/client objects, go to either the Java JAX-RPC Howto or the Java JAX-WS Howto.

try {
 
  TransactionRequestObject params = new TransactionRequestObject();
 
  //set account holder name
    params.setAccountHolder("Test Joe");
 
    // populate transaction details
    TransactionDetail details = new TransactionDetail();
      details.setAmount(22.34);
      details.setDescription("My Test Sale");
      details.setInvoice("119891");
    params.setDetails(details);
 
    // populate credit card data
    CheckData checkdata = new CheckData();
      checkdata.setRouting("123123123");
      checkdata.setAccount("321321");
    params.setCheckData(checkdata);
 
 
  // Create request object
  RunCheckCredit request = new RunCheckCredit();
    request.setToken(token);
    request.setParams(params);
 
  // Create response object
  TransactionResponse response;
 
  // run credit
  response = client.runCheckCredit(token, params);
 
  System.out.println("Response: " + response.getResult() + " RefNum: " + response.getRefNum());
} catch (Exception e) {
    System.out.println("Soap Exception: " + e.getMessage());
}

For directions on how to set up the WSDL link, create “token” and “client”, go to Visual Basic .Net Soap How-to.

 Dim client As usaepay.usaepayService = New usaepay.usaepayService
        Dim token As usaepay.ueSecurityToken
 
        token = Me.CreateToken("rGzC0rJ8B9RDj8Wm96GrYokgZIRe4eWF", "1234")
 
 
        Dim transaction As usaepay.TransactionRequestObject = New usaepay.TransactionRequestObject
 
        transaction.CheckData = New usaepay.CheckData
        transaction.CheckData.Account = "1112223333"
        transaction.CheckData.Routing = "123456789"
        transaction.CheckData.DriversLicense = "D5555555"
        transaction.CheckData.DriversLicenseState = "CA"
 
        transaction.Details = New usaepay.TransactionDetail
        transaction.Details.Amount = "1.00"
        transaction.Details.AmountSpecified = True
        transaction.Details.Invoice = "55555"
        transaction.Details.Description = "Test Check Sale"
 
        transaction.AccountHolder = "Test Guy"
 
        Dim response As usaepay.TransactionResponse
 
        response = client.runCheckCredit(token, transaction)
 
        If response.ResultCode = "A" Then
            MsgBox("Transaction Approved, Reference Number: " & response.RefNum)
        ElseIf response.ResultCode = "D" Then
            MsgBox("Transaction Declined, Reason: " & response.Error)
        Else
            MsgBox("Transaction Error, Reason: " & response.Error)
        End If

usaepay.TransactionRequestObject tran = new usaepay.TransactionRequestObject();
 
            tran.Details = new usaepay.TransactionDetail();
            tran.Details.Amount = 1.00;
            tran.Details.AmountSpecified = true;
            tran.Details.Invoice = "1234";
            tran.Details.Description = "Sample Check Credit";
 
            tran.CheckData = new usaepay.CheckData();
            tran.CheckData.Account = "1112223333";
            tran.CheckData.Routing = "123456789";
            tran.CheckData.DriversLicense = "D5555555";
            tran.CheckData.DriversLicenseState = "CA";
 
            tran.AccountHolder = "Test Guy";
 
            usaepay.TransactionResponse response = new usaepay.TransactionResponse();
 
            try
            {
                response = client.runCheckCredit(token, tran);
 
                if (response.ResultCode == "A")
                {
                    MessageBox.Show(string.Concat("Transaction Approved, RefNum: ",
                    response.RefNum));
                }
                else
                {
                    MessageBox.Show(string.Concat("Transaction Failed: ",
                    response.Error));
                }
            }
            catch (Exception err)
            {
                MessageBox.Show(err.Message);
 
            }

<?xml version="1.0" encoding="UTF-8"?>
<SOAP-ENV:Envelope xmlns:SOAP-ENV="http://schemas.xmlsoap.org/soap/envelope/" xmlns:ns1="urn:usaepay"
 xmlns:xsd="http://www.w3.org/2001/XMLSchema" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
 xmlns:SOAP-ENC="http://schemas.xmlsoap.org/soap/encoding/"
 SOAP-ENV:encodingStyle="http://schemas.xmlsoap.org/soap/encoding/">
<SOAP-ENV:Body>
<ns1:runCheckCredit>
<Token xsi:type="ns1:ueSecurityToken">
<ClientIP xsi:type="xsd:string">192.168.0.1</ClientIP>
<PinHash xsi:type="ns1:ueHash">
<HashValue xsi:type="xsd:string">11ac55b0a0b59f8f028dbf85bc32266fa973dd0e</HashValue>
<Seed xsi:type="xsd:string">12678150211876663375</Seed>
<Type xsi:type="xsd:string">sha1</Type>
</PinHash>
<SourceKey xsi:type="xsd:string">HB4P7C4K2w2ZCQQQXRqrxDj6agrS2NIT</SourceKey>
</Token>
<Params xsi:type="ns1:TransactionRequestObject">
	<AccountHolder xsi:type="xsd:string">Tester Jones 111</AccountHolder>
	<CheckData xsi:type="ns1:CheckData">
		<Account xsi:type="xsd:string">11111111</Account>
		<AccountType xsi:type="xsd:string">Savings</AccountType>
		<CheckNumber xsi:type="xsd:integer">1234</CheckNumber>
		<DriversLicense xsi:type="xsd:string">34521343</DriversLicense>
		<DriversLicenseState xsi:type="xsd:string">CA</DriversLicenseState>
		<RecordType xsi:type="xsd:string">PPD</RecordType>
		<Routing xsi:type="xsd:string">123456789</Routing>
	</CheckData>
	<Details xsi:type="ns1:TransactionDetail">
		<Amount xsi:type="xsd:double">4.99</Amount>
		<Description xsi:type="xsd:string">Example Credit</Description>
		<Invoice xsi:type="xsd:string">44539</Invoice>
	</Details>
</Params>
</ns1:runCheckCredit>
</SOAP-ENV:Body>
</SOAP-ENV:Envelope>